<?xml version="1.0" encoding="UTF-8"?>
<!--W3C Schema generated by XMLSpy v2005 rel. 3 U (http://www.altova.com)-->
<!--Edited to conform to MISMO schema guidelines -->
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:mismo="http://mismo.org/schema" xmlns:dc="http://purl.org/dc/elements/1.1/" elementFormDefault="unqualified" attributeFormDefault="unqualified">
	<xs:annotation>
		<xs:documentation>==============================================================================
	Title                         : MISMO DOCUMENT INFORMATION 2006-07-06 v2.4 Zero Delta Schema
	File Name                : DOCUMENT_CLASSIFICATION_DOCUMENT_INFORMATION_v2_4.xsd
	ELE Version            :                               
	Creation Date          : 2006-07-06  
	Modification Date    :           
	Modification Date    : 
	===============================================================================
	 Copyright 2006 Mortgage Industry Standards Maintenance Organization (MISMO)
	 All rights reserved.
	 THIS MISMO STANDARD INCLUDES THE END USER LICENSE AGREEMENT ATTACHED HERETO AT http://www.mismo.org/mismo/pdf/ipr_policy.pdf AND IS GOVERNED BY AND SUBJECT TO THE END USER LICENSE AGREEMENT. NO USER OF
	 THIS STANDARD MAY REMOVE THIS REFERENCE TO AND STATEMENT REGARDING THE END USER LICENSE. ANY HARD COPY PUBLICATION OF THIS STANDARD MUST INCLUDE AND ATTACH A HARD COPY PRINT OUT OFTHE END USER
	 LICENSE.  ANY FURTHER ELECTRONIC DISTRIBUTION OF THIS STANDARD MUST INCLUDE A SPECIFIC REFERENCED LINK TO THE END USER LICENSE AGREEMENT OR OTHER MEANS OF ATTACHMENT OF THE END USER LICENSE
	 AGREEMENT.

	 DISCLAIMER: THIS MISMO STANDARD IS PROVIDED "AS IS." MISMO, THE MORTGAGE BANKERS ASSOCIATION OF AMERICA ("MBA"), THE COPYRIGHT HOLDER, THE AUTHORS OF THIS MISMO STANDARD AND ANY STANDARD-SETTING
	 BODY PARTICIPANTS TO THIS MISMO STANDARD MAKE NO REPRESENTATIONS OR WARRANTIES (i) EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE,
	 TITLE OR NON-INFRINGEMENT; (ii) THAT THE CONTENTS OF SUCH MISMO STANDARD ARE FREE FROM ERROR OR SUITABLE FOR ANY PURPOSE; NOR THAT IMPLEMENTATION OF SUCH CONTENTS WILL NOT INFRINGE ANY THIRD-PARTY
	 PATENTS, COPYRIGHTS, TRADEMARKS OR OTHER RIGHTS. IN NO EVENT WILL MISMO, MBA, THE COPYRIGHT HOLDER OR THE STANDARD-SETTING BODY PARTICIPANTS TO THIS MISMO STANDARD BE LIABLE TO ANY PARTY FOR ANY
	 DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS MISMO STANDARD, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR
	 INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF MISMO, MBA, THE COPYRIGHT HOLDER AND/OR ANY AUTHORS AND/OR ANY STANDARD-SETTING BODY PARTICIPANTS TO THIS MISMO STANDARD ARE EXPRESSLY
	 ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
	 ==============================================================================</xs:documentation>
	</xs:annotation>
	<xs:import namespace="http://purl.org/dc/elements/1.1/" schemaLocation="http://dublincore.org/schemas/xmls/qdc/2003/04/02/dc.xsd"/>
	<xs:element name="DOCUMENT_INFORMATION" type="DOCUMENT_INFORMATION_Type"/>
	<xs:complexType name="DOCUMENT_INFORMATION_Type">
		<xs:sequence>
			<xs:element name="DC" type="dc:elementContainer"/>
			<xs:element name="MISMO">
				<xs:complexType>
					<xs:sequence>
						<xs:element ref="_PROCESS" minOccurs="0"/>
						<xs:element ref="_INSTANCE" minOccurs="0"/>
					</xs:sequence>
					<xs:attribute name="_StateType" type="DOCUMENT_INFORMATION_StateTypeEnumerated">
						<xs:annotation>
							<xs:documentation>The StateType is specific to SMART Documents and declares the status or current state of the SMART Document.</xs:documentation>
							<xs:appinfo>
								<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
								<mismo:CONTEXT>Document Information</mismo:CONTEXT>
								<mismo:PROCESSES>
									<mismo:PROCESS_AREA>eMortgage</mismo:PROCESS_AREA>
								</mismo:PROCESSES>
								<mismo:LDD_NAME>Document Information State Type</mismo:LDD_NAME>
							</xs:appinfo>
						</xs:annotation>
					</xs:attribute>
					<xs:attribute name="MustBeRecordedIndicator" type="DOCUMENT_INFORMATION_MustBeRecordedIndicatorEnumerated">
						<xs:annotation>
							<xs:documentation>The MustBeRecordedIndicator indicates whether the document must be recorded.</xs:documentation>
							<xs:appinfo>
								<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
								<mismo:CONTEXT>Document Information</mismo:CONTEXT>
								<mismo:PROCESSES>
									<mismo:PROCESS_AREA>eMortgage</mismo:PROCESS_AREA>
								</mismo:PROCESSES>
								<mismo:LDD_NAME>Must Be Recorded Indicator</mismo:LDD_NAME>
							</xs:appinfo>
						</xs:annotation>
					</xs:attribute>
					<xs:attribute name="NegotiableInstrumentIndicator" type="DOCUMENT_INFORMATION_NegotiableInstrumentIndicatorEnumerated">
						<xs:annotation>
							<xs:documentation>The NegotiableInstrumentIndicator indicates whether the document is a negotiable instrument.</xs:documentation>
							<xs:appinfo>
								<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
								<mismo:CONTEXT>Document Information</mismo:CONTEXT>
								<mismo:PROCESSES>
									<mismo:PROCESS_AREA>eMortgage</mismo:PROCESS_AREA>
								</mismo:PROCESSES>
								<mismo:LDD_NAME>Negotiable Instrument Indicator</mismo:LDD_NAME>
							</xs:appinfo>
						</xs:annotation>
					</xs:attribute>
					<xs:attribute name="SMARTDocumentCategoryType" type="DOCUMENT_INFORMATION_SMARTDocumentCategoryTypeEnumerated">
						<xs:annotation>
							<xs:documentation>The SMARTDocumentCategoryType is specific to SMART Documents and indicates which sections are contained in the SMART Document.</xs:documentation>
							<xs:appinfo>
								<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
								<mismo:CONTEXT>Document Information</mismo:CONTEXT>
								<mismo:PROCESSES>
									<mismo:PROCESS_AREA>eMortgage</mismo:PROCESS_AREA>
								</mismo:PROCESSES>
								<mismo:LDD_NAME>SMART Document Category Type</mismo:LDD_NAME>
							</xs:appinfo>
						</xs:annotation>
					</xs:attribute>
				</xs:complexType>
			</xs:element>
			<xs:element ref="KEY" minOccurs="0" maxOccurs="unbounded"/>
		</xs:sequence>
		<xs:attribute name="_FormVersionIdentifier" type="xs:string">
			<xs:annotation>
				<xs:documentation>The version identifier assigned by the organization that defined the format of the document.</xs:documentation>
				<xs:appinfo>
					<mismo:DATATYPE>String</mismo:DATATYPE>
					<mismo:CONTEXT>Document Information</mismo:CONTEXT>
					<mismo:PROCESSES>
						<mismo:PROCESS_AREA>eMortgage</mismo:PROCESS_AREA>
					</mismo:PROCESSES>
					<mismo:LDD_NAME>Document Information Form Version Identifier</mismo:LDD_NAME>
				</xs:appinfo>
			</xs:annotation>
		</xs:attribute>
		<xs:attribute name="_Type" type="DOCUMENT_INFORMATION_TypeEnumerated">
			<xs:annotation>
				<xs:documentation>The Type is a concise identifier for the description of a mortgage document as contained in the Document Classification DDD.</xs:documentation>
				<xs:appinfo>
					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
					<mismo:CONTEXT>Document Information</mismo:CONTEXT>
					<mismo:PROCESSES>
						<mismo:PROCESS_AREA>eMortgage</mismo:PROCESS_AREA>
					</mismo:PROCESSES>
					<mismo:LDD_NAME>Document Information Type</mismo:LDD_NAME>
				</xs:appinfo>
			</xs:annotation>
		</xs:attribute>
		<xs:attribute name="_TypeOtherDescription" type="xs:string">
			<xs:annotation>
				<xs:documentation>A free form text field used to collect additional information when Other is selected for Document Information Type.</xs:documentation>
				<xs:appinfo>
					<mismo:DATATYPE>String</mismo:DATATYPE>
					<mismo:CONTEXT>Document Information</mismo:CONTEXT>
					<mismo:PROCESSES>
						<mismo:PROCESS_AREA>eMortgage</mismo:PROCESS_AREA>
					</mismo:PROCESSES>
					<mismo:LDD_NAME>Document Information Type Other Description</mismo:LDD_NAME>
				</xs:appinfo>
			</xs:annotation>
		</xs:attribute>
	</xs:complexType>
	<xs:complexType name="DOCUMENT_INFORMATION_INSTANCE_Type">
		<xs:complexContent>
			<xs:restriction base="xs:anyType">
				<xs:attribute name="_ID" type="xs:ID"/>
				<xs:attribute name="_PeriodEndDate" type="xs:string">
					<xs:annotation>
						<xs:documentation>The PeriodEndDate is used for the ending date of the period covered in the document</xs:documentation>
						<xs:appinfo>
							<mismo:DATATYPE>String</mismo:DATATYPE>
							<mismo:CONTEXT>Document Information Instance</mismo:CONTEXT>
							<mismo:PROCESSES>
								<mismo:PROCESS_AREA>eMortgage</mismo:PROCESS_AREA>
							</mismo:PROCESSES>
							<mismo:LDD_NAME>Document Information Instance Period End Date</mismo:LDD_NAME>
						</xs:appinfo>
					</xs:annotation>
				</xs:attribute>
				<xs:attribute name="_PeriodStartDate" type="xs:string">
					<xs:annotation>
						<xs:documentation>The PeriodStartDate is used for the starting date of the period covered in the document or the period covered in the document.
For documents that cover an exact period, e.g. a year or a year and month, only provide those portions of the date.
In the instance of an IRS tax document this is the year indicated on the Tax document.</xs:documentation>
						<xs:appinfo>
							<mismo:DATATYPE>String</mismo:DATATYPE>
							<mismo:CONTEXT>Document Information Instance</mismo:CONTEXT>
							<mismo:PROCESSES>
								<mismo:PROCESS_AREA>eMortgage</mismo:PROCESS_AREA>
							</mismo:PROCESSES>
							<mismo:LDD_NAME>Document Information Instance Period Start Date</mismo:LDD_NAME>
						</xs:appinfo>
					</xs:annotation>
				</xs:attribute>
			</xs:restriction>
		</xs:complexContent>
	</xs:complexType>
	<xs:element name="_INSTANCE" type="DOCUMENT_INFORMATION_INSTANCE_Type"/>
	<xs:complexType name="DOCUMENT_INFORMATION_PROCESS_Type">
		<xs:complexContent>
			<xs:restriction base="xs:anyType">
				<xs:attribute name="_ID" type="xs:ID"/>
				<xs:attribute name="_RecordedIndicator" type="DOCUMENT_INFORMATION_MISMOIndicatorType">
					<xs:annotation>
						<xs:documentation>The MustBeRecordedIndicator indicates whether the document must be recorded.</xs:documentation>
						<xs:appinfo>
							<mismo:DATATYPE>Boolean</mismo:DATATYPE>
							<mismo:CONTEXT>Document Information Process</mismo:CONTEXT>
							<mismo:PROCESSES>
								<mismo:PROCESS_AREA>eMortgage</mismo:PROCESS_AREA>
							</mismo:PROCESSES>
							<mismo:LDD_NAME>Document Information Process Recorded Indicator</mismo:LDD_NAME>
						</xs:appinfo>
					</xs:annotation>
				</xs:attribute>
			</xs:restriction>
		</xs:complexContent>
	</xs:complexType>
	<xs:element name="_PROCESS" type="DOCUMENT_INFORMATION_PROCESS_Type"/>
	<xs:complexType name="DOCUMENT_INFORMATION_KEY_Type">
		<xs:sequence/>
		<xs:attribute name="_Name" type="xs:string">
			<xs:annotation>
				<xs:documentation>A generic placeholder to add key descriptions in transactions.</xs:documentation>
				<xs:appinfo>
					<mismo:DATATYPE>String</mismo:DATATYPE>
					<mismo:CONTEXT>Document Information</mismo:CONTEXT>
					<mismo:PROCESSES>
						<mismo:PROCESS_AREA>eMortgage</mismo:PROCESS_AREA>
					</mismo:PROCESSES>
					<mismo:LDD_NAME>Key Name</mismo:LDD_NAME>
				</xs:appinfo>
			</xs:annotation>
		</xs:attribute>
		<xs:attribute name="_Value" type="xs:string">
			<xs:annotation>
				<xs:documentation>A generic placeholder for a value to be associated with a key description for a transaction exchange.</xs:documentation>
				<xs:appinfo>
					<mismo:DATATYPE>String</mismo:DATATYPE>
					<mismo:CONTEXT>Document Information</mismo:CONTEXT>
					<mismo:PROCESSES>
						<mismo:PROCESS_AREA>eMortgage</mismo:PROCESS_AREA>
					</mismo:PROCESSES>
					<mismo:LDD_NAME>Key Value</mismo:LDD_NAME>
				</xs:appinfo>
			</xs:annotation>
		</xs:attribute>
	</xs:complexType>
	<xs:element name="KEY" type="DOCUMENT_INFORMATION_KEY_Type"/>
	<xs:simpleType name="DOCUMENT_INFORMATION_StateTypeEnumerated">
		<xs:annotation>
			<xs:appinfo>
				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
				<mismo:CONTEXT>Document Information</mismo:CONTEXT>
				<mismo:PROCESSES>
					<mismo:PROCESS_AREA>eMortgage</mismo:PROCESS_AREA>
				</mismo:PROCESSES>
				<mismo:LDD_NAME>Document Information State Type</mismo:LDD_NAME>
			</xs:appinfo>
		</xs:annotation>
		<xs:restriction base="xs:string">
			<xs:enumeration value="Voided"/>
			<xs:enumeration value="Signed"/>
			<xs:enumeration value="Signable"/>
			<xs:enumeration value="Populated"/>
			<xs:enumeration value="Recorded"/>
			<xs:enumeration value="TamperEvident"/>
			<xs:enumeration value="Unpopulated"/>
			<xs:enumeration value="Recordable"/>
			<xs:enumeration value="Exported"/>
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="DOCUMENT_INFORMATION_TypeEnumerated">
		<xs:annotation>
			<xs:appinfo>
				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
				<mismo:CONTEXT>Document Information</mismo:CONTEXT>
				<mismo:PROCESSES>
					<mismo:PROCESS_AREA>eMortgage</mismo:PROCESS_AREA>
				</mismo:PROCESSES>
				<mismo:LDD_NAME>Document Information Type</mismo:LDD_NAME>
			</xs:appinfo>
		</xs:annotation>
		<xs:restriction base="xs:string">
			<xs:enumeration value="MortgageInsuranceConditionalCommitment"/>
			<xs:enumeration value="SettlementStatement"/>
			<xs:enumeration value="SubsidyAgreement"/>
			<xs:enumeration value="BaileeLetter"/>
			<xs:enumeration value="BuydownAgreement"/>
			<xs:enumeration value="NoteAddendum"/>
			<xs:enumeration value="FundingTransmittal"/>
			<xs:enumeration value="ElectronicFundsTransfer"/>
			<xs:enumeration value="ArticlesOfIncorporation"/>
			<xs:enumeration value="SecurityInstrumentRider"/>
			<xs:enumeration value="OccupancyCertification"/>
			<xs:enumeration value="AutomatedClearingHouseDebitForm"/>
			<xs:enumeration value="AffiliatedBusinessArrangementDisclosure"/>
			<xs:enumeration value="VerificationOfMortgageOrRent"/>
			<xs:enumeration value="BankDepositSlip"/>
			<xs:enumeration value="FinancialStatement"/>
			<xs:enumeration value="HomeEquityConversionMortgageNoticeToBorrower"/>
			<xs:enumeration value="RequestForNoticeOfDefault"/>
			<xs:enumeration value="PreApplicationDisclosureNotice"/>
			<xs:enumeration value="StandardFloodHazardDetermination"/>
			<xs:enumeration value="VACertificateOfReasonableValue"/>
			<xs:enumeration value="AssignmentOfTrade"/>
			<xs:enumeration value="MilitaryDischargePapers"/>
			<xs:enumeration value="SocialSecurityAwardLetter"/>
			<xs:enumeration value="WireTransferAuthorization"/>
			<xs:enumeration value="PersonalPropertyAppraisalReport"/>
			<xs:enumeration value="CooperativeProprietaryLease"/>
			<xs:enumeration value="EscrowForCompletionLetter"/>
			<xs:enumeration value="203KRehabilitationAgreement"/>
			<xs:enumeration value="StockCertificate"/>
			<xs:enumeration value="LoanStatement"/>
			<xs:enumeration value="SatisfactionOfJudgment"/>
			<xs:enumeration value="Worksheet"/>
			<xs:enumeration value="ReaffirmationAgreement"/>
			<xs:enumeration value="ComplianceInspectionReport"/>
			<xs:enumeration value="ChildSupportVerification"/>
			<xs:enumeration value="PropertyInsurancePolicy"/>
			<xs:enumeration value="MarriageCertificate"/>
			<xs:enumeration value="FreddieMacOwnedStreamlineRefinanceChecklist"/>
			<xs:enumeration value="Section32DisclosureForm"/>
			<xs:enumeration value="ServicingDisclosureStatement"/>
			<xs:enumeration value="AppraisalReport"/>
			<xs:enumeration value="AcknowledgementOfNoticeOfRightToCancel"/>
			<xs:enumeration value="Bid"/>
			<xs:enumeration value="GiftLetter"/>
			<xs:enumeration value="NonDiplomatVerification"/>
			<xs:enumeration value="BankStatement"/>
			<xs:enumeration value="ConservatorAndGuardianshipAgreement"/>
			<xs:enumeration value="BusinessLicense"/>
			<xs:enumeration value="HighCostWorksheet"/>
			<xs:enumeration value="VAReportAndCertificationOfLoanDisbursement"/>
			<xs:enumeration value="IncompleteApplicationNotice"/>
			<xs:enumeration value="CooperativeStockPower"/>
			<xs:enumeration value="Note"/>
			<xs:enumeration value="VALoanAnalysis"/>
			<xs:enumeration value="RequestForCopyOfTaxReturn"/>
			<xs:enumeration value="CooperativeAssignmentOfProprietaryLease"/>
			<xs:enumeration value="LoanApplication"/>
			<xs:enumeration value="PayStub"/>
			<xs:enumeration value="DeathCertificate"/>
			<xs:enumeration value="NoteModification"/>
			<xs:enumeration value="IdentityTheftDisclosure"/>
			<xs:enumeration value="UtilityBill"/>
			<xs:enumeration value="AutomatedUnderwritingFeedback"/>
			<xs:enumeration value="HoldHarmlessAgreement"/>
			<xs:enumeration value="CooperativeStockCertificate"/>
			<xs:enumeration value="ConditionalCommitment"/>
			<xs:enumeration value="BrokerPriceOpinion"/>
			<xs:enumeration value="CreditInsuranceAgreement"/>
			<xs:enumeration value="WireInstructions"/>
			<xs:enumeration value="ConsumerHandbookonAdjustableRateMortgages"/>
			<xs:enumeration value="BrokerDisclosureStatement"/>
			<xs:enumeration value="ForYourProtectionHomeInspection"/>
			<xs:enumeration value="NoticeOfCompletion"/>
			<xs:enumeration value="ClosingInstructions"/>
			<xs:enumeration value="LineItemBudget"/>
			<xs:enumeration value="CooperativeRecognitionAgreement"/>
			<xs:enumeration value="BankruptcyDischargeNotice"/>
			<xs:enumeration value="FHAFiveDayWaiver"/>
			<xs:enumeration value="SubordinationAgreement"/>
			<xs:enumeration value="HomeEquityConversionMortgageChoiceOfInsuranceOptionsForm"/>
			<xs:enumeration value="HomeEquityConversionMortgageNearestLivingRelative"/>
			<xs:enumeration value="IRSW8"/>
			<xs:enumeration value="BorrowerAcknowledgmentOfPropertyCondition"/>
			<xs:enumeration value="VAForeclosureBidLetter"/>
			<xs:enumeration value="PartnershipAgreement"/>
			<xs:enumeration value="OccupancyAgreement"/>
			<xs:enumeration value="NoticeOfRightToCancel"/>
			<xs:enumeration value="GoodFaithEstimate"/>
			<xs:enumeration value="LoanPayoffRequest"/>
			<xs:enumeration value="IRSW9"/>
			<xs:enumeration value="IRS1098"/>
			<xs:enumeration value="AssuranceOfCompletion"/>
			<xs:enumeration value="Check"/>
			<xs:enumeration value="EstimateOfClosingCostsPaidToThirdParty"/>
			<xs:enumeration value="ApprovalLetter"/>
			<xs:enumeration value="PaymentHistory"/>
			<xs:enumeration value="PropertyInsuranceDeclarationsPage"/>
			<xs:enumeration value="NoteAllonge"/>
			<xs:enumeration value="FederalApplicationInsuranceDisclosure"/>
			<xs:enumeration value="WireTransferConfirmation"/>
			<xs:enumeration value="ServicingTransferStatement"/>
			<xs:enumeration value="CABOCertification"/>
			<xs:enumeration value="UCC1Statement"/>
			<xs:enumeration value="MortgageInsuranceCertificate"/>
			<xs:enumeration value="FHAMIPNettingAuthorization"/>
			<xs:enumeration value="UnderwritingTransmittal"/>
			<xs:enumeration value="SecurityInstrument"/>
			<xs:enumeration value="NoticeToLender"/>
			<xs:enumeration value="TruthInLendingDisclosure"/>
			<xs:enumeration value="BuildingPermit"/>
			<xs:enumeration value="TaxCertificate"/>
			<xs:enumeration value="PropertyInsuranceBinder"/>
			<xs:enumeration value="HomeEquityConversionMortgageAntiChurningDisclosure"/>
			<xs:enumeration value="PaymentLetter"/>
			<xs:enumeration value="AssumptionAgreement"/>
			<xs:enumeration value="VARequestForCertificationOfEligibilityForHomeLoanBenefit"/>
			<xs:enumeration value="TitleInsuranceEndorsement"/>
			<xs:enumeration value="203KHomeownerAcknowledgement"/>
			<xs:enumeration value="AppraisalRecertificationForm"/>
			<xs:enumeration value="HomeEquityConversionMortgagePaymentPlan"/>
			<xs:enumeration value="Other"/>
			<xs:enumeration value="EscrowAgreement"/>
			<xs:enumeration value="UCC3Statement"/>
			<xs:enumeration value="203KMaximumMortgageWorksheet"/>
			<xs:enumeration value="NoteAndSecurityInstrumentModification"/>
			<xs:enumeration value="NameAffidavit"/>
			<xs:enumeration value="TitleCommitment"/>
			<xs:enumeration value="VerificationOfDeposit"/>
			<xs:enumeration value="HomeEquityConversionMortgageFaceToFaceCertification"/>
			<xs:enumeration value="AssignmentOfMortgage"/>
			<xs:enumeration value="ComplianceAgreement"/>
			<xs:enumeration value="ConstructionCostBreakdown"/>
			<xs:enumeration value="AmendatoryClause"/>
			<xs:enumeration value="VAFundingFeeNotice"/>
			<xs:enumeration value="ItemizationOfAmountFinanced"/>
			<xs:enumeration value="Receipt"/>
			<xs:enumeration value="RateLockAgreement"/>
			<xs:enumeration value="BuildersCertification"/>
			<xs:enumeration value="FHALimitedDenialOfParticipationGeneralServicesAdministrationChecklist"/>
			<xs:enumeration value="LoanClosingNotice"/>
			<xs:enumeration value="DivorceDecree"/>
			<xs:enumeration value="HomeEquityConversionMortgageCounselingWaiverQualification"/>
			<xs:enumeration value="FHAMortgageCreditAnalysisWorksheet"/>
			<xs:enumeration value="CondominiumOccupancyCertificate"/>
			<xs:enumeration value="PrivacyDisclosure"/>
			<xs:enumeration value="PurchaseAgreement"/>
			<xs:enumeration value="HomeEquityConversionMortgageExtension"/>
			<xs:enumeration value="IndividualDevelopmentAccountStatement"/>
			<xs:enumeration value="EnergyEfficientMortgageWorksheet"/>
			<xs:enumeration value="203KConsultantReport"/>
			<xs:enumeration value="CooperativeOperatingBudget"/>
			<xs:enumeration value="AssignmentOfRents"/>
			<xs:enumeration value="VerificationOfSecurities"/>
			<xs:enumeration value="FederalSaleofInsuranceDisclosure"/>
			<xs:enumeration value="SecurityInstrumentModification"/>
			<xs:enumeration value="MortgageInsuranceModification"/>
			<xs:enumeration value="FACTACreditScoreDisclosure"/>
			<xs:enumeration value="VerificationOfDependentCare"/>
			<xs:enumeration value="AbstractNoticeAgreement"/>
			<xs:enumeration value="NoticeOfRightToCopyOfAppraisalReport"/>
			<xs:enumeration value="AttorneyInFactAffidavit"/>
			<xs:enumeration value="VolunteerEscrowPrepaymentDesignation"/>
			<xs:enumeration value="PermanentResidentID"/>
			<xs:enumeration value="TrustAgreement"/>
			<xs:enumeration value="CreditAlertInteractiveVoiceResponseSystem"/>
			<xs:enumeration value="PrequalificationLetter"/>
			<xs:enumeration value="FHARefinanceMaximumMortgageWorksheet"/>
			<xs:enumeration value="AirportNoisePollutionAgreement"/>
			<xs:enumeration value="LandLeaseholdAgreement"/>
			<xs:enumeration value="CreditCardAuthorization"/>
			<xs:enumeration value="HomeBuyerEducationCertification"/>
			<xs:enumeration value="BorrowerCorrespondence"/>
			<xs:enumeration value="RelocationBuyoutAgreement"/>
			<xs:enumeration value="BorrowersCertification"/>
			<xs:enumeration value="BuyingYourHomeSettlementCostsAndHelpfulInformation"/>
			<xs:enumeration value="PayoffStatement"/>
			<xs:enumeration value="CancellationofListing"/>
			<xs:enumeration value="BondCertificate"/>
			<xs:enumeration value="HomeEquityLineFreezeLetter"/>
			<xs:enumeration value="PropertyInspectionReport"/>
			<xs:enumeration value="EscrowForCompletionAgreement"/>
			<xs:enumeration value="EscrowWaiver"/>
			<xs:enumeration value="TitleAbstract"/>
			<xs:enumeration value="CosignerNotice"/>
			<xs:enumeration value="CooperativeBylaws"/>
			<xs:enumeration value="VerificationOfEmployment"/>
			<xs:enumeration value="PersonalIdentification"/>
			<xs:enumeration value="TitleInsurancePolicy"/>
			<xs:enumeration value="TaxReturn"/>
			<xs:enumeration value="ConsolidationExtensionModificationAgreement"/>
			<xs:enumeration value="IRS1099MISC"/>
			<xs:enumeration value="LastWillAndTestament"/>
			<xs:enumeration value="NoticeToHomebuyer"/>
			<xs:enumeration value="GroupSavingsAgreement"/>
			<xs:enumeration value="RoadMaintenanceAgreement"/>
			<xs:enumeration value="LenderCorrespondence"/>
			<xs:enumeration value="HomeownersAssociationCertification"/>
			<xs:enumeration value="EstoppelAgreement"/>
			<xs:enumeration value="EqualCreditOpportunityActForm"/>
			<xs:enumeration value="RentalAgreement"/>
			<xs:enumeration value="VACollectionPolicyNotice"/>
			<xs:enumeration value="RelocationBenefitsPackage"/>
			<xs:enumeration value="Checklist"/>
			<xs:enumeration value="StatementOfBorrowerBenefit"/>
			<xs:enumeration value="PowerOfAttorney"/>
			<xs:enumeration value="ConveyanceDeed"/>
			<xs:enumeration value="203KInitialDrawRequest"/>
			<xs:enumeration value="VAVerificationOfBenefitRelatedIndebtedness"/>
			<xs:enumeration value="Survey"/>
			<xs:enumeration value="BalloonRefinanceDisclosure"/>
			<xs:enumeration value="SurveyAffidavit"/>
			<xs:enumeration value="FHAReferralChecklist"/>
			<xs:enumeration value="VACertificateOfEligibility"/>
			<xs:enumeration value="CounselingCertification"/>
			<xs:enumeration value="AutomatedValueModelFeedback"/>
			<xs:enumeration value="BirthCertificate"/>
			<xs:enumeration value="VerificationOfCredit"/>
			<xs:enumeration value="CloseLineOfCreditRequest"/>
			<xs:enumeration value="NoticeOfActionTaken"/>
			<xs:enumeration value="VAInterestRateReductionRefinancingLoanWorksheet"/>
			<xs:enumeration value="PrepaymentChargeOptionNotification"/>
			<xs:enumeration value="GeneralLoanAcknowledgement"/>
			<xs:enumeration value="FloodInsuranceAgreement"/>
			<xs:enumeration value="AmortizationSchedule"/>
			<xs:enumeration value="IRSW2"/>
			<xs:enumeration value="SatisfactionOfMortgage"/>
			<xs:enumeration value="CreditReport"/>
			<xs:enumeration value="TenYearWarranty"/>
			<xs:enumeration value="FloodHazardNotice"/>
			<xs:enumeration value="HomeEquityConversionMortgageLoanSubmissionSchedule"/>
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="DOCUMENT_INFORMATION_VersionDateEnumerated">
		<xs:annotation>
			<xs:appinfo>
				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
				<mismo:CONTEXT>Document Information</mismo:CONTEXT>
				<mismo:PROCESSES>
					<mismo:PROCESS_AREA>eMortgage</mismo:PROCESS_AREA>
				</mismo:PROCESSES>
				<mismo:LDD_NAME>Document Information Version Date</mismo:LDD_NAME>
			</xs:appinfo>
		</xs:annotation>
		<xs:restriction base="xs:string">
			<xs:enumeration value="2006-07-06"/>
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="DOCUMENT_INFORMATION_MustBeRecordedIndicatorEnumerated">
		<xs:annotation>
			<xs:appinfo>
				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
				<mismo:CONTEXT>Document Information</mismo:CONTEXT>
				<mismo:PROCESSES>
					<mismo:PROCESS_AREA>eMortgage</mismo:PROCESS_AREA>
				</mismo:PROCESSES>
				<mismo:LDD_NAME>Must Be Recorded Indicator</mismo:LDD_NAME>
			</xs:appinfo>
		</xs:annotation>
		<xs:restriction base="xs:string">
			<xs:enumeration value="False"/>
			<xs:enumeration value="True"/>
			<xs:enumeration value="Y"/>
			<xs:enumeration value="N"/>
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="DOCUMENT_INFORMATION_NegotiableInstrumentIndicatorEnumerated">
		<xs:annotation>
			<xs:appinfo>
				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
				<mismo:CONTEXT>Document Information</mismo:CONTEXT>
				<mismo:PROCESSES>
					<mismo:PROCESS_AREA>eMortgage</mismo:PROCESS_AREA>
				</mismo:PROCESSES>
				<mismo:LDD_NAME>Negotiable Instrument Indicator</mismo:LDD_NAME>
			</xs:appinfo>
		</xs:annotation>
		<xs:restriction base="xs:string">
			<xs:enumeration value="False"/>
			<xs:enumeration value="True"/>
			<xs:enumeration value="Y"/>
			<xs:enumeration value="N"/>
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="DOCUMENT_INFORMATION_SMARTDocumentCategoryTypeEnumerated">
		<xs:annotation>
			<xs:appinfo>
				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
				<mismo:CONTEXT>Document Information</mismo:CONTEXT>
				<mismo:PROCESSES>
					<mismo:PROCESS_AREA>eMortgage</mismo:PROCESS_AREA>
				</mismo:PROCESSES>
				<mismo:LDD_NAME>SMART Document Category Type</mismo:LDD_NAME>
			</xs:appinfo>
		</xs:annotation>
		<xs:restriction base="xs:string">
			<xs:enumeration value="1"/>
			<xs:enumeration value="2"/>
			<xs:enumeration value="3"/>
			<xs:enumeration value="4"/>
			<xs:enumeration value="5"/>
			<xs:enumeration value="6"/>
			<xs:enumeration value="7"/>
		</xs:restriction>
	</xs:simpleType>
	<xs:simpleType name="DOCUMENT_INFORMATION_MISMOIndicatorType">
		<xs:restriction base="xs:string">
			<xs:enumeration value="Y"/>
			<xs:enumeration value="N"/>
		</xs:restriction>
	</xs:simpleType>
</xs:schema>

